None of the three verified issuers lists its own ATM fee, but every ATM owner can add a charge, daily limits apply, no card pays rewards on cash, and the MetaMask Virtual card cannot be used at ATMs at all. On Shakepay a foreign-currency withdrawal also pays the 3% Base FX fee.
Figures as of October 31, 2026.
| Card | ATM terms (issuer) | Type |
|---|---|---|
| Shakepay Card | No Shakepay ATM fee listed; ATM operators may charge. Limits: $500 per withdrawal, $1,000 a day; physical card only; no rewards on ATM withdrawals | Prepaid Visa |
| Crypto.com Visa | No Crypto.com ATM fee listed in the Canadian fees article; ATM bank fees may apply. Withdrawal limits: C$700/day and C$7,000/month (Midnight), C$1,500/day (Ruby), C$2,500/day (higher tiers), C$15,000/month above Midnight | Prepaid Visa |
| ether.fi Cash | No ATM fee listed; up to US$5,000 per withdrawal and US$25,000 a rolling 24 hours; no cashback on ATM withdrawals | Credit Visa |
| MetaMask Card | Not available in Canada: the free tier is a digital card with no physical card here (the table lists 2% for physical-card ATM use) | Debit Mastercard |
What limits apply to cash withdrawals?
Shakepay: $500 per withdrawal and $1,000 a day, physical card only, at ATMs showing the PLUS logo. Crypto.com: C$700 a day and C$7,000 a month on Midnight Blue, C$1,500 a day on Ruby Steel and C$2,500 a day on higher tiers, with C$15,000 a month above Midnight. MetaMask’s Virtual card has no ATM access in Canada because the Metal card is US-only.
Why does “no ATM fee” not mean free cash?
An issuer that lists no ATM fee is only talking about its own charge. The machine’s owner can add a convenience fee, shown on the screen before you confirm, and a withdrawal in another currency can carry the card’s foreign-currency fee. None of the three verified cards pays rewards on ATM withdrawals.
| Foreign-currency spending on the trip | $400 |
|---|---|
| Shakepay Card (Base) | −$12.00 |
| Crypto.com Visa (Midnight Blue) | −$8.00 |
| ether.fi Cash (Core) | $0.00 |
| MetaMask Card (Free (digital)) | −$4.00 |
| Highest stated FX cost on the entry tier | $12.00 (Shakepay Card)Higher Shakepay statuses and Crypto.com tiers cut or remove the fee. |
Open the foreign-currency tool →Computed 2026-11-03.
What this means for you
None of the issuers lists its own ATM fee, but limits and operator fees apply, and no rewards are paid on cash. Use ATMs for emergencies, not as a reward strategy.
Questions people ask
Which crypto card is best for ATM withdrawals?
None is free of all costs: operator fees can apply and no card pays rewards on cash. Limits differ: Shakepay $1,000 a day, Crypto.com C$700 to C$2,500 a day, ether.fi up to US$25,000 a rolling day.
Can I use MetaMask Card at an ATM in Canada?
No. Canadians get the free digital card only, and the fee table lists ATM fees only for physical cards.
Sources
- Shakepay — Card — no date shown; read October 31, 2026
- Shakepay Help Centre — What are the Shakepay reward statuses? — page dated October 31, 2026
- Shakepay Help Centre — Cashback rewards with the Shakepay Prepaid Visa Card — no date shown; read October 31, 2026
- Shakepay Help Centre — What are the fees and limits of the Shakepay Card? — no date shown; read October 31, 2026
- Shakepay Help Centre — How do I order and use my physical Shakepay Card? — no date shown; read October 31, 2026
- Shakepay Help Centre — How does the Shakepay Card work? — no date shown; read October 31, 2026
- Shakepay Visa Prepaid Card — Cardholder Agreement (Peoples Trust Company) — no date shown; read October 31, 2026
- CSA — Crypto platforms authorized to do business with Canadians — page dated September 18, 2026
- Crypto.com — Crypto.com Visa Card (Canada) — no date shown; read November 1, 2026
- Crypto.com Help Center — Prepaid Visa Card Fees and Limits (Canada) — no date shown; read November 1, 2026
- Crypto.com Help Center — Prepaid Card Rewards & Benefits — no date shown; read November 1, 2026
- Bank of Canada Valet — USD/CAD (FXUSDCAD) — page dated November 2, 2026
- ether.fi Help — In which countries is the Cash card available? — no date shown; read November 4, 2026
- ether.fi Help — What are the benefits of a personal Cash credit card? — no date shown; read November 4, 2026
- ether.fi Help — How does cashback work? — no date shown; read November 4, 2026
- ether.fi Help — What’s the foreign exchange (FX) rate used on Cash transactions? — no date shown; read November 4, 2026
- ether.fi Help — ATM withdrawal limits for personal Cash cards — no date shown; read November 4, 2026
- ether.fi Help — Which transactions don’t earn cashback? — no date shown; read November 4, 2026
- ether.fi Help — Borrow Mode vs Direct Pay Mode — no date shown; read November 4, 2026
- ether.fi Help — How do I add my card to Apple Wallet or Google Pay? — no date shown; read November 4, 2026
- MetaMask — MetaMask Card — no date shown; read November 3, 2026
- MetaMask Support — MetaMask Card limits and fees — no date shown; read November 4, 2026
Educational information, not financial, tax or legal advice. 4 min read. Reviewed October 31, 2026.